🔔 Recruitment Overview
Bank of India has invited online applications for Credit Officer posts in General Banking Officer (GBO) stream for the recruitment year 2025–26. A total of 514 tentative vacancies are announced across multiple scales. Eligible candidates can apply online from 20 December 2025 to 05 January 2026.
🏦 Organization: Bank of India
📢 Post Name: Credit Officer
📂 Stream: General Banking Officer (GBO)
📄 Project No.: 2025–26/01
🗓 Notification Date: 01 November 2025
🖥 Application Mode: Online
🌐 Official Website: bankofindia.bank.in
📅 Important Dates
| 📌 Event | 🗓 Date |
|---|---|
| Notification Date | 01 November 2025 |
| Online Application Start | 20 December 2025 |
| Last Date to Apply Online | 05 January 2026 |
| Last Date for Fee Payment | 05 January 2026 |
| Relevant Date for Age & Qualification | 01 November 2025 |
| Online Examination | To be notified |
📊 Vacancy Details (Tentative)
🧾 Post-wise & Category-wise Vacancies
| Post | Scale | SC | ST | OBC | EWS | GEN | Total |
|---|---|---|---|---|---|---|---|
| Credit Officer | SMGS-IV | 5 | 2 | 9 | 3 | 17 | 36 |
| Credit Officer | MMGS-III | 9 | 4 | 16 | 6 | 25 | 60 |
| Credit Officer | MMGS-II | 62 | 31 | 112 | 41 | 172 | 418 |
| Total | — | 76 | 37 | 137 | 50 | 214 | 514 |
🔔 Note: Vacancies are provisional and may change as per Bank requirements.
💰 Pay Scale & Salary Structure
🏷 Pay Scale (Basic Pay)
-
MMGS–II:
₹64,820 – 2,340(1) – 67,160 – 2,680(10) – 93,960 -
MMGS–III:
₹85,920 – 2,680(5) – 99,320 – 2,980(2) – 1,05,280 -
SMGS–IV:
₹1,02,300 – 2,980(4) – 1,14,220 – 3,360(2) – 1,20,940
💡 Other allowances and perquisites are applicable as per Bank rules.
🎓 Eligibility Criteria (as on 01.11.2025)
🏷 Age Limit
| Scale | Minimum Age | Maximum Age |
|---|---|---|
| MMGS-II | 25 Years | 35 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 30 Years | 40 Years |
🧩 Age Relaxation
-
SC / ST – 5 Years
-
OBC (Non-Creamy Layer) – 3 Years
-
PwBD – 10 Years
-
Ex-Servicemen – 5 Years
-
Persons affected by 1984 riots – 5 Years
📝 Application Fees
| Category | Fee |
|---|---|
| SC / ST / PwBD | ₹175 |
| General / OBC / EWS | ₹850 |
💳 Fees are non-refundable and payable online only.
🖥 How to Apply Online
1️⃣ Visit Bank of India official website
2️⃣ Go to Career → Recruitment of Credit Officers (Project 2025-26/01)
3️⃣ Click on Apply Online
4️⃣ Complete registration & fill application form
5️⃣ Upload required documents
6️⃣ Pay application fee
7️⃣ Submit and download application form
🏦 Posting & Career Growth
📍 Selected candidates may be posted anywhere in India
📈 Promotion and career progression will be governed by the Bank’s promotion policy applicable to officers in the respective scale.
⚠️ Important Notes
-
Only one application per candidate is allowed
-
Incomplete or incorrect applications will be rejected
-
Vacancies are tentative and subject to change
-
Bank reserves the right to cancel or modify the recruitment process